AI Companion Pricing and Credit Costs: Compare the Full Bill
Compare the full amount due today, renewal interval and cost of your actual media task. Separate documented USD monthly charges from annual equivalents, store SKUs and public dollar labels whose selected currency is not confirmed. DarLink and Secrets also have tier-dependent message or media allowances. Source checks do not guarantee your regional offer.
Shortlist from existing editorial reviews. Scores are estimates; only explicitly dated source checks are verified. Read the evidence policy.
Compare the shortlist
| App | Use case | Plan check | Score basis | Review |
|---|---|---|---|---|
| Candy AI Sponsored Affiliate link; 18+ features | Adults who want a polished chat-first AI companion with optional images, voice and romantic roleplay. | Public USD offer: $13.99 monthly; $26.97 every 3 months; $47.88 annually ($3.99/month equivalent). Local taxes and account offers may differ. Pricing source checked 2026-09-28; documented, checkout not tested. | 4.5/5 Editorial estimate | |
| OurDream AI Sponsored Affiliate link; 18+ features | Adults who want a visual-first AI companion with custom characters, roleplay, images, video-style media and voice features. | Documented standard USD plan: $19.99 monthly or $119.88 upfront annually ($9.99/month equivalent). Confirm the checkout quote. Pricing source checked 2026-09-28; documented, checkout not tested. | 4.6/5 Editorial estimate | |
| DreamGF Affiliate link; 18+ features | Adults who want to design a highly specific AI girlfriend with visual output. | Public pricing labels conflict between monthly and 3-month plans. Do not rely on a headline rate; confirm the full first charge and renewal interval. Pricing source checked 2026-09-28; ambiguous, checkout not tested. | 3.9/5 Editorial estimate | |
| Kupid AI Affiliate link; 18+ features | Adults who want a realistic AI dating companion with high-quality avatars and voice messages. | The public plan page mixes weekly-equivalent prices and an annual total. The selected billing option and renewal quote need confirmation. Pricing source checked 2026-09-28; ambiguous, checkout not tested. | 3.7/5 Editorial estimate | |
| Kindroid Provider link; check content policy | Power users who want to design a detailed AI partner, friend or fictional character. | Documented Standard USD plan: $13.99/month on web or $15.99/month in app stores. Annual charges are $139.99 web or $159.99 app. Ultra and MAX are separate monthly add-ons; regional prices can differ. Pricing source checked 2026-09-28; documented, checkout not tested. | 4.4/5 Editorial estimate | |
| Chai AI Provider link; 18+ features | Adults who want to explore or create mobile AI characters and can accept the documented data-use conditions. | The US App Store lists Premium Monthly at $13.99 and Ultra Monthly at $29.99 alongside other purchases. These are listed SKUs, not a selected account or Android checkout quote. Pricing source checked 2026-09-28; quote required, checkout not tested. | 4.0/5 Editorial estimate | |
| DarLink AI Affiliate link; 18+ features | Adults comparing custom characters, tier-specific message allowances and separate media costs. | The public Monthly view lists Essential $12.99, Advanced $27.99 and Ultimate $49.99 per month. The checkout currency, regional offer and final renewal quote were not confirmed. Pricing source checked 2026-09-28; quote required, checkout not tested. | 3.7/5 Editorial estimate | |
| Secrets AI Affiliate link; 18+ features | Adults who want to test limited free character chat before comparing paid media, memory tiers and renewal costs. | Official help lists Premium $19.99/month or $109.99 billed annually, and Ultimate $39.99/month or $319.99 annually. The selected checkout currency, regional offer and tax treatment remain unverified. Pricing source checked 2026-09-28; quote required, checkout not tested. | 4.2/5 Editorial estimate |
Run these checks before choosing
- Record the selected currency, first charge, renewal total and billing interval. Do not treat an annual equivalent as a monthly bill.
- Estimate your permitted image, voice or video workload using the provider's action costs. Token units are not interchangeable between apps.
- Save cancellation confirmation instructions and check promotions, maintenance fees, credit expiry and refund exceptions before paying.
Billing, platform and policy evidence
Candy AI: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The public offer displays monthly, quarterly and annual USD charges. This is a public-page check, not a completed checkout; confirm the renewal amount and local taxes. | Documented Official source |
| Free access | The terms generally allow 5 free messages. Paid text access and token allowances are described separately; free messages do not establish free media. | Documented Official source |
| Cancellation | The terms direct users to Settings / Unsubscribe. Access lasts through the billing period, after which remaining subscription tokens expire. This route was not operated in an account. | Documented Official source |
| Privacy | The privacy notice describes de-identified interactions used for model development and human review. Financial records have a stated 10-year retention period; account deletion is not a promise to erase every record. | Documented Official source |
| Platform and region | The public site provides browser home-screen installation instructions. The terms prohibit access from China and Singapore; do not bypass those restrictions. Native app-store availability was not verified. | Documented Official source |
Who should skip it: Skip Candy if you require confidential conversations, access from China or Singapore, or media without a separate token allowance.
OurDream AI: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The standard-plan help article states $19.99 billed monthly or $119.88 billed annually. Annual access is a yearly upfront commitment, not a $9.99 monthly bill. Checkout was not completed. | Documented Official source |
| Credits | The standard plan documents 1,000 dreamcoins monthly; the annual plan starts with 2,000 and then adds 1,000 monthly. A coin balance is not unlimited media access. | Documented Official source |
| Cancellation | The help center directs users to their profile, Cancel subscription, then confirmation. Access lasts until the billing period ends; cancellation does not automatically issue a refund. No account cancellation was performed. | Documented Official source |
| Privacy | The policy permits data use for model training and purpose-based retention with legal exceptions. Popular public characters may remain after account deletion. Encryption claims are not an independent confidentiality audit. | Documented Official source |
| Platform | The help center says there is no standalone mobile app and provides iPhone Safari and Android Chrome home-screen shortcut steps. A browser shortcut is not a native app. | Documented Official source |
Who should skip it: Skip OurDream if you need a verified standalone mobile app, a month-to-month bill at the annual equivalent rate, or confidential storage for private conversations.
DreamGF: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The pricing policy's monthly and 3-month labels disagree with their billing intervals. No reliable monthly quote is assigned here; save the actual checkout total before paying. | Ambiguous Official source |
| Credits | The pricing policy lists 100 monthly tokens, 10 tokens per image and 7 tokens per minute of voice calls. These are policy rates, not measured charges in a paid account. | Documented Official source |
| Free access | The membership policy describes a free trial, but does not establish the current allowance or whether the account-specific starting route needs payment details. | Documented Official source |
| Cancellation | The membership policy says cancellation ends future billing after the current cycle. A specified extra-token promotion restricts cancellation for 30 days; the policy also permits a $1.99 monthly maintenance fee for previously paying accounts. Ask support which terms apply; the account control was not tested. | Documented Official source |
| Privacy | The policy covers chats, generated content and voice messages, and says reported chat problems may be reviewed by support. Retention is purpose-based; deletion requests can have legal exceptions. | Documented Official source |
| Platform | A public browser-based service is available. Native iPhone and Android app listings were not verified in this check. | Documented Official source |
Who should skip it: Skip DreamGF if you need an unambiguous published renewal quote or an immediately verified cancellation route. Resolve the promotional restriction and maintenance-fee terms before paying.
Kupid AI: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The public page shows weekly price equivalents alongside an annual charge. The selected option could not be established from the public document, so no comparable monthly quote is assigned. | Ambiguous Official source |
| Free access | The privacy policy describes a few test messages before registration. It does not establish unlimited free chat or free media on the current plan. | Documented Official source |
| Cancellation | Section 4 of the terms directs users to contact the listed support address to stop rebilling. Send the request in time and retain confirmation; no in-account cancellation was tested. | Documented Official source |
| Privacy | The policy states that personal information is usually retained for 6 years after account closure, with erasure rights and legal exceptions. Do not interpret an anonymous marketing claim as no collection or retention. | Documented Official source |
| Platform | The official service exposes browser-based chat and creation pages. Native iPhone and Android app listings were not verified. | Documented Official source |
Who should skip it: Skip Kupid if you require immediate erasure of every record or cannot resolve the billed total and cancellation confirmation before renewal.
Kindroid: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The help center lists Standard at $13.99/month web and $15.99/month app. Combined monthly totals are $38.98/$44.98 with Ultra and $98.97/$113.97 with Ultra plus MAX. Regional charges can vary; checkout was not completed. | Documented Official source |
| Free access | The help article describes limited Lite access and a separate three-day premium trial requiring payment details that renews unless canceled. Web trial signup also requires phone verification. Recheck availability before starting. | Documented Official source |
| Cancellation | Web subscriptions use Billing in settings; store purchases use the relevant store. Each add-on is a separate subscription: canceling Standard or Ultra can reduce service while a higher add-on still bills. Review every active tier; no cancellation was operated. | Documented Official source |
| Privacy | The legal notice describes chat and media retention until AI/account deletion, service-provider processing and legal exceptions. It reserves decryption for specified legal or enforcement purposes; public/shared content may survive deletion. Encryption is not a confidentiality certification. | Documented Official source |
| Platform | The subscription help documents web, iOS and Android access and billing. Subscription status follows the login account, but changing purchase platforms requires the old subscription to expire. | Documented Official source |
| Age and suitability | The Terms of Use require at least 18 or the local age of majority, whichever is greater. Kindroid is not medical care or an emergency service. | Documented Official source |
Who should skip it: Skip paid Kindroid tiers if you cannot distinguish the base subscription from recurring add-ons. Do not buy a costly memory tier solely from an advertised capacity or directory score.
Chai AI: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The US iOS listing includes $13.99 Premium Monthly and $29.99 Ultra Monthly SKUs, plus other products. The account-specific offer, taxes and Android price were not established; no single global monthly bill is assigned. | Quote required Official source |
| Free access | The developer's iOS listing shows a free download with in-app purchases. Downloading free does not establish unlimited chat or access to a paid tier. | Documented Official source |
| Cancellation | For purchases billed by Apple, use Apple subscription settings and confirm expiry. This is store guidance, not a tested CHAI account control or proof that every CHAI purchase uses Apple. Check the merchant on the receipt first. | Platform guidance Official source |
| Privacy | The July 2026 policy permits identifier-reduced conversations for model improvement and storage during the account plus up to five years after deletion, with legal exceptions. Profile, Settings, Delete Account is documented, not operated. Private bots are not confidential storage. | Documented Official source |
| Platform | The official developer home page links native iOS and Android apps. This check does not establish a desktop browser chat service or equal feature access between stores. | Documented Official source |
| Age | The EULA requires users to be at least 18 and prohibits sexually explicit images and videos. A store content rating is not a substitute for the provider's eligibility and content rules. | Documented Official source |
Who should skip it: Skip CHAI if you require conversations excluded from model improvement, immediate erasure of every record or a verified desktop chat client. A bot marked private does not remove the provider's data-use policy.
DarLink AI: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The public Monthly view lists Essential $12.99, Advanced $27.99 and Ultimate $49.99. A selected checkout currency, tax treatment and renewal quote were not confirmed; these dollar labels are not assigned a comparable USD monthly bill. | Quote required Official source |
| Credits and message limits | Essential lists 6,000 messages and 100 coins per month; Advanced lists 9,000 and 300; Ultimate lists unlimited messages and 500. The page lists 2 tokens per image and 20 per video. Verify your actual action; unlimited messages do not mean unlimited media. | Documented Official source |
| Free access | The terms refer to a free/basic tier but do not establish its current allowance or signup requirements. No unlimited free chat or free media entitlement is assigned here. | Quote required Official source |
| Cancellation | The terms allow web account settings or support; the dedicated cancellation policy says cancellation takes effect when support receives written notice, with an approximately 72-hour response. Resolve the route before renewal and retain confirmation. No account cancellation was operated. | Ambiguous Official source |
| Privacy | The privacy policy covers stored text, voice and images, model improvement and service-provider disclosures. Deletion removes active-database data but may leave backups or legal records. The refund policy also permits relevant communication records as payment-dispute evidence. | Documented Official source |
| Age and platform | The terms require at least 18 and prohibit use where unlawful. A browser service was observed; generic references to app stores do not verify current native app listings. Content restrictions still apply. | Documented Official source |
Who should skip it: Skip an upgrade if you cannot resolve cancellation confirmation or the selected charge. Do not choose DarLink for confidential storage or guaranteed recall.
Secrets AI: sources and limitations
| Check | What the source establishes | Evidence and date |
|---|---|---|
| Price | The tier guide lists Premium $19.99/month or $109.99 annually and Ultimate $39.99/month or $319.99 annually. Annual equivalents are not monthly charges. Selected currency, regional checkout and tax treatment were not confirmed, so no comparable USD filter amount is assigned. | Quote required Official source |
| Free access | The guide lists 20 free messages per day and says free users cannot buy Moments. Its overview marks audio calls available, but its free-tier note says Moment-costing calls and media require a paid subscription. Resolve that inconsistency rather than assume free calls. | Ambiguous Official source |
| Credits | Monthly grant Moments reset without rollover; purchased top-ups are separate. The cost guide lists standard images at 50 Moments and calls at 50 Moments per minute; video cost depends on settings and is shown before generation. No paid action was tested. | Documented Official source |
| Cancellation | Help documents Settings, Manage Subscription, Cancel Subscription and confirmation; the terms also direct users to support or the receipt processor. Help says the account becomes free and preserves content, while the terms say it closes at period end. Ask support to clarify before relying on post-cancellation access. | Ambiguous Official source |
| Privacy | The April 2026 policy permits model improvement and vendor processing. It states chat and profile data are deleted on permanent account deletion, but transaction records remain for seven years and security logs up to twelve months. Storage/transport encryption is not a verified end-to-end confidentiality result. | Documented Official source |
| Platform | The installation guide explicitly says Secrets is not on the Apple App Store or Google Play. It documents browser installation, Safari home-screen access and iOS 16.4 or later for installed-app push notifications. Do not install a lookalike store app. | Documented Official source |
| Age and cancellation terms | The terms require at least 18 and local legal eligibility. They also describe auto-renewal and cancellation through support or the receipt processor; this source must be read alongside the separate help instructions. | Documented Official source |
Who should skip it: Skip an upgrade if free-call entitlement or post-cancellation access matters and support has not clarified it. Do not use Secrets as confidential storage or infer memory accuracy from an advertised multiplier.
Know when to stop
Do not pay if the renewal amount, feature allowance or cancellation route remains unclear. Use fictional details during a trial. A feature advertised by a provider is not proof of quality, privacy or suitability for you.
Practical next steps
- How to Cancel an AI Companion Subscription and Stop Repeat Charges
- How to Fix an AI Companion Duplicate Charge or Missing Credits in 2026
- AI Companion Payment Privacy: Cards, App Stores and Receipts
Official sources and freshness
- Candy AI official site: public feature information checked 2026-09-28; checkout not tested.
- OurDream AI official site: public feature information checked 2026-09-28; checkout not tested.
- DreamGF official site: public feature information checked 2026-09-28; checkout not tested.
- Kupid AI official site: public feature information checked 2026-09-28; checkout not tested.
- Kindroid official site: public feature information checked 2026-09-28; checkout not tested.
- Chai AI official site: public feature information checked 2026-09-28; checkout not tested.
- DarLink AI official site: public feature information checked 2026-09-28; checkout not tested.
- Secrets AI official site: public feature information checked 2026-09-28; checkout not tested.
Frequently asked questions
Should I compare an annual monthly equivalent with a monthly bill?
No. Compare the amount due today and the next renewal separately. An annual monthly equivalent normally describes a full-year upfront commitment.
Are Candy tokens and OurDream dreamcoins directly comparable?
No. Different actions consume different units. Compare the total cost of the same permitted task, not the size of the balance.
Why are some AI companion prices marked ambiguous?
DreamGF's public plan labels and Kupid's public billing presentation do not establish an unambiguous comparable monthly charge in this check. Confirm the actual selected checkout before paying.